Personal Accident Insurance provides financial support following
accidental death or permanent disability. Also included are:

Personal Liability Cover

Legal Protection Insurance (members of HM Regular Armed Forces only)

Medical Second Opinion Service
(members and ex-members of HM Regular Armed Forces and HM Reserve Forces only).

Choose Individual or Family cover

The Individual plan covers you. If you are a single parent, your children are covered too

The Family plan covers you, your wife, husband or partner and your children.

Cover for children, including legally adopted and
stepchildren, is available for those aged under 18 years old or 23 if in full-time education. Each child is insured for the same Personal Accident benefits as you except for accidental death, where the benefit is limited to £7,500 for children under 16 years old, regardless of the number of units purchased.

Flexible levels of cover available

PAX Personal Accident Insurance is designed to allow you to buy as much cover as you need, and if required, cover for your family too. The more units you buy, the higher the cash benefits available. For example, for loss of sight in one eye as the result of an accident, one unit of cover would provide £10,000, but 10 units would provide £100,000.

 
Examples of how PAX helped

An Army plan member was travelling to his base by motorcycle when he suffered a head-on collision with a car and was killed instantly

He had 15 units of Personal Accident cover
- his family received £150,000


An off duty Navy plan member was hit by a car while returning to his ship. He was hospitalised for 2 weeks and was later discharged from the Service

With 5 units of Personal Accident cover - he was able to claim £13,500

An RAF plan member crashed his Harrier aircraft during a routine training exercise and sustained fatal injuries

With 10 units of Personal Accident cover – his family received £100,000

The full range of Personal Accident benefits is described in the 'Table
of Benefits'


Click here to view the Table
of Benefits


These include major payments
for serious injuries such as quadriplegia (catastrophic benefit) or permanent total disability (standard benefit).