What is not covered?
Bodily injury is not covered if caused by certain things.

These exclusions (things not covered) are fully detailed in Part One of the Terms and
Conditions
document (see the link to the left of your screen) and should be read carefully
for a full understanding.

They are summarised as follows and relate to bodily injury caused by:

War between the USA, France, United Kingdon and any member State of the
Commonwealth of Independent States

Intentional self-inflicted injury

Fractures resulting from osteoporosis if you knew you had osteoporosis before the
injury occurred

Criminal injury in certain cases.