Buildings Insurance: summary of cover

Our buildings insurance works harder to make your life easier...

Our buildings insurance covers your privately-owned home, its permanent fixtures and fittings and interior decorations, outbuildings, paths, drives, ponds, tennis courts, swimming pools, walls, gates, fences, hedges and garages against:

  • Fire, Smoke, Explosion, Lightning, Earthquake, Storm or Flood
  • Snow / Weight of Snow
  • Collision / Impact by Aircraft, Other Vehicles or Animals
  • Escape of Water or Oil From Fixed Installations
  • Theft or Attempted Theft
  • Riot, Vandalism or Malicious Act
  • Subsidence, Ground Heave or Landslip
  • Falling Trees, Branches, Telegraph poles, Pylons or Lamp posts
  • Accidental Breakage of Fixed Glass, Solar Panels, Sanitary Ware and Ceramic Hobs
  • Accidental Damage to Underground Services such as water and waste pipes for which you are legally responsible
  • Costs of Temporary Accommodation and Loss of Rent
  • Up to £750 for increased metered water charges following the escape of water.
  • Up to £1,000,000 for your legal liability as a home owner
  • Bank or building society charges for switching insurance to PAX paid up to a maximum £25

Find out more

For a policy wording detailing the full terms of business, conditions and exclusions, ask us for a copy or call us free on 0800 212 480 (+44 (0)1737 503153 outside the UK) or apply.

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PAX Insurance is part of Aon Limited, which is authorised and regulated by the Financial Services Authority in respect of insurance mediation activities only. It is also a member of the Services Insurance and Investment Advisory Panel (SIIAP).PAX Insurance, 8 Devonshire Square, London EC2M 4PL. Registered No. 210725. VAT Registration No. 480 8401 48. Some links on this website may redirect you to third party sites. Aon is not responsible for this content. Telephone calls are recorded and may be monitored.5853PXWEB.12.01.09.09