Buildings Insurance: summary of cover
Our buildings insurance works harder to make your life easier...
Our buildings insurance covers your privately-owned home, its permanent fixtures and fittings and interior decorations, outbuildings, paths, drives, ponds, tennis courts, swimming pools, walls, gates, fences, hedges and garages against:
- Fire, Smoke, Explosion, Lightning, Earthquake, Storm or Flood
- Snow / Weight of Snow
- Collision / Impact by Aircraft, Other Vehicles or Animals
- Escape of Water or Oil From Fixed Installations
- Theft or Attempted Theft
- Riot, Vandalism or Malicious Act
- Subsidence, Ground Heave or Landslip
- Falling Trees, Branches, Telegraph poles, Pylons or Lamp posts
- Accidental Breakage of Fixed Glass, Solar Panels, Sanitary Ware and Ceramic Hobs
- Accidental Damage to Underground Services such as water and waste pipes for which you are legally responsible
- Costs of Temporary Accommodation and Loss of Rent
- Up to £750 for increased metered water charges following the escape of water.
- Up to £1,000,000 for your legal liability as a home owner
- Bank or building society charges for switching insurance to PAX paid up to a maximum £25
Find out more
For a policy wording detailing the full terms of business, conditions and exclusions, ask us for a copy or call us free on 0800 212 480 (+44 (0)1737 503153 outside the UK) or apply.
You can also:
- Apply online
- Email your name and phone number to paxinsurance@ars.aon.co.uk and
we'll call you back.




