Kit & Home Contents: Premium Examples
The table below gives examples of the monthly premiums you can expect to pay for each section of our kit and home contents insurance.
Just decide what you need, then add the amounts together to produce the total premium.
Get in touch today for immediate cover, a quote or with any questions.
- Call us free on 0800 212 480 (+44 (0)1737 503153 outside the UK)
- Apply online
- Email your name and phone number to paxinsurance@ars.aon.co.uk and we'll call you back.
| Section 1 - Military risks (cover for Service uniforms, kit and equipment owned by you or on permanent issue) |
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|---|---|---|---|---|---|---|---|---|
| Sum insured | £3,000 | £3,500 | £4,000 | £4,500 | £5,000 | £5,500 | £6,000 | £7,000 |
| Monthly cost | £3.13 | £3.65 | £4.17 | £4.69 | £5.21 | £5.73 | £6.25 | £7.29 |
| Optional monthly cost for £10,000 March out/out muster | ||||||||
| £0.38 | £0.44 | £0.50 | £0.56 | £0.63 | £0.69 | £0.75 | £0.88 | |
| Section 2 - Personal possessions (not including laptop computers, pedal cycles or contact lenses) |
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|---|---|---|---|---|---|---|---|---|
| Sum insured | £1,500 | £2,000 | £2,500 | £3,000 | £4,000 | £5,000 | £6,000 | £7,000 |
| Monthly cost | £2.06 | £2.75 | £3.44 | £4.13 | £5.50 | £6.88 | £8.25 | £9.63 |
| Optional items: Laptop computers | ||||||||
| Sum insured | £500 | £750 | £1,000 | £1,250 | £1,500 | £2,000 | £2,500 | £3,000 |
| Monthly cost | £2.08 | £3.13 | £4.17 | £5.21 | £6.25 | £8.33 | £10.42 | £12.50 |
| Optional items: Pedal cycles | ||||||||
| Sum insured | £100 | £150 | £200 | £300 | £500 | £1,000 | £1,500 | £2,000 |
| Monthly cost | £0.42 | £0.63 | £0.83 | £1.25 | £2.08 | £4.17 | £6.25 | £8.33 |
| Optional items: Contact lenses | ||||||||
| Monthly cost per pair up to £150 = £1.25 | ||||||||
| Section 3 - Contents | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| A - Behind the perimeter wire of a MoD base in the UK or Germany | ||||||||||
| Sum insured | £9,000 | £10,000 | £12,500 | £15,000 | £17,500 | £20,000 | £25,000 | £30,000 | £35,000 | £40,000 |
| Monthly cost | £4.13 | £4.58 | £5.73 | £6.88 | £8.02 | £9.17 | £10.31 | £12.38 | £14.44 | £16.50 |
| B - Based outside of the UK in MoD or private rented property | ||||||||||
| Sum insured | £9,000 | £10,000 | £12,500 | £15,000 | £17,500 | £20,000 | £25,000 | £30,000 | £35,000 | £40,000 |
| Monthly cost | £9.00 | £10.00 | £12.50 | £15.00 | £17.50 | £20.00 | £22.50 | £27.00 | £31.00 | £36.00 |
| C - Based in the UK in MoD, rented or owned property | ||||||||||
| All premiums are based on the postcode of your property you are living in and premium indications can be obtained by contacting your local PAX insurance agent or providing your personal details direct to PAX Insurance on 0800 212480 or by email at paxinsurance@ars.aon.co.uk. | ||||||||||
| D - Contents in store, contents of a let property and contents of holiday homes | ||||||||||
| Insurance cover is available on request providing we insure the contents of your main home. | ||||||||||
| Section 4 - Legal expenses |
|---|
| Up to £40,000 to pursue or defend your legal rights - Monthly costs = £1.00 |
The rates shown on this summary apply to standard risks and are subject to the individual assessment of a proposal form completed by the proposer. Insurance Premium Tax (IPT) currently 5% will be added for risks located in the UK. A documentation charge of £15.00 will be added to all policies issued or amended (excluding change of addresses). If the premiums are paid by monthly direct debit an instalment charge of 6% (14.4% APR) will be added to the rates shown above.
