Travel Insurance
We have developed a range of annual multi trip, single trip and adventure insurance products to cater for the different types of holidays and trips that you make as service personnel. Below is a summary of the cover provided by PAX travel insurance. The policy wording, which details the full Terms, conditions and exclusions, is available on request.> Worldwide annual multi trip
> Single trip
> Adventure insurance
> Summary of cover
Worldwide Annual Multi-Trip Insurance
Our annual policy is designed to protect you no matter how many trips you make. We understand that through your job you may travel between a permanent post overseas and the UK, enjoy holidays with family and friends or take part in adventure activities. Call free phone 0800 212 480 (+44 (0)1737 503153 outside UK) if you have any queries or require an immediate quotation. Alternatively, click here to apply online or email your name and phone number to paxinsurance@ars.aon.co.uk and we will call you back.
| Individual | Single Parent Family | Family | |
|---|---|---|---|
| Standard multi-trip | £62 | £100 | £122 |
| *Including winter sports | £78.50 | £120 | £140 |
Important Notes
- No cover is provided under this policy for any trip in, to or through Afghanistan, Cuba, Iraq, Lebanon, Liberia, Libya or Sudan
- The maximum age at which you can take out this policy is 74
- Personal luggage can be excluded from the cover by deducting 6% from the premium quoted above
- A loading equal to the appropriate individual rate is added for each person aged 66-74
- A family includes you, your spouse/partner and up to 4 children under 23 who are still in full time education
- There is no limit to the number of trips you can take, as long as each one does not exceed two months
- Single Parent Family is defined as one adult and up to 4 children under the age of 23 who are still in full time education
Single-Trip Insurance
Insurance that is designed to protect you and your family, whether you're off on a long weekend or a world cruise. Call Freephone 0800 212 480 (+44 (0)1737 503153 outside UK) if you have any queries or require an immediate quotation. Alternatively, click here to apply online or email your name and phone number to paxinsurance@ars.aon.co.uk and we will call you back.
| United Kingdom | Europe * (as defined below) |
Worldwide ** (as defined below) |
Worldwide *** (as defined below) |
|
|---|---|---|---|---|
| 1 day | £5.23 | £11.95 | £22.85 | £30.91 |
| 2-5 days | £7.79 | £19.56 | - | - |
| 2-9 days | - | - | £38.14 | £51.78 |
| 6-9 days | £9.91 | £25.04 | - | - |
| 10-17 days | £12.70 | £28.95 | £48.12 | £72.59 |
| 18-24 days | - | £33.85 | £62.69 | £86.08 |
| 25-31 days | - | £38.48 | £78.17 | £107.79 |
| Extra Weeks | - | £7.52 | £12.52 | £18.87 |
Continent of Europe West of the Ural Mountains including its neighbouring islands and non-European countries bordering the Mediterranean (excluding Algeria, Israel, Jordan, Lebanon and Libya).
Worldwide**
excluding USA/ Canada / Caribbean / Afghanistan / Cuba / Iraq / Lebanon / Liberia / Libya and Sudan.
Worldwide***
including USA / Canada / Caribbean (excluding Afghanistan / Cuba / Iraq / Lebanon / Liberia / Libya and Sudan).
Inclusive of UK Insurance Premium Tax at 17.5%
Important Notes
- The maximum age at which you can take out this policy is 74
- A loading equal to the appropriate individual rate is added for each person aged 66-74
- A family includes you, your spouse/partner and up to 4 children under 23 who are still in full time education.
- Maximum duration of any single trip - 185 days
- Personal luggage can be excluded from the cover by deducting 6% from the premium quoted above
- Family / Couple policy, Double Premium.
Adventure Cover Insurance
Worldwide Annual Multi-Trip or Single Trip Insurance that has been extended to protect you and your family when taking part in extreme sports and activities such as abseiling and mountaineering. Special items of equipment and Search and Rescue cover can be included. Single Trip insurance from 1 day in the UK to 185 days worldwide is available. Worldwide Annual Multi-Trip insurance has no limit on the number of trips you can take, as long as each one does not exceed 2 months. Call Freephone 0800 212 480 (+44 (0)1737 503153 outside UK) if you have any queries or require an immediate quotation. Alternatively, click here to apply online or email your name and phone number to paxinsurance@ars.aon.co.uk and we will call you back.Summary of Cover
| Section | Cover up to | Excess |
|---|---|---|
| Cancellation & cutting short your holiday | £5,000 | £50* £10 Loss of deposit** |
| Medical & other expenses | £5,000,000 | £50 |
| Hospital Benefit (£25 per day up to maximum) | £500 | Nil |
| Personal Accident | Permanent Total disablement (aged under 70) | £15,000 | Nil |
| Permanent Total disablement (aged 70 & over) | Nil | Nil |
| Loss of one or more limbs or sight or both eyes (aged under 70) | £15,000 | Nil |
| Loss of one or more limbs or sight or both eyes (aged 70 & over) | £1,000 | Nil |
| Death benefit (aged 16-69) | £15,000 | Nil |
| Death benefit (aged under 16) | £3,500 | Nil |
| Death benefit (aged 70 and over) | £1,000 | Nil |
| Personal luggage can be excluded from the cover by deducting 6% from the premiums quoted. | ||
| Personal luggage | £2,000 | £50* |
| Single article limit | £250 | |
| Valuables limit | £250 | |
| Baggage delay | £150 | Nil |
| Personal Money | £500 | £50* |
| Cash limit | £150 | |
| Loss of travel documents | £1,000 | £50* |
| Travel delay | £110 | Nil |
| First 12 hours | £30 | Nil |
| Each additional 12 hours | £10 | Nil |
| Abandonment | £5,000 | £50* |
| Hijack (£200 per day up to maximum) | £5,000 | Nil |
| Missed departure | £1,500 | £50* |
| Personal liability | £2,000,000 | Nil |
| Legal expenses | £25,000 | Nil |
| Cover under the sections listed below is only available upon payment of appropriate additional premium to include Adventures or Winter sports. | ||
| Activity equipment | £1,000 | £50 |
| Single article limit | £400 | |
| Delay in arrival | £150 | Nil |
| Search and rescue (outside the United Kingdom) | £50,000 | 10% of the total cost (£500 Min) |
| Within the United Kingdom | £10,000 | |
| Piste closure (£20 per day up to maximum) | £200 | Nil |
| Avalanche cover | £200 | Nil |
| Loss of ski pack | £300 | Nil |
** Denotes an excess per claim, per insured person. A maximum of £20 per family is deductible.
